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Disability Income Insurance

Disability Income:  Your "Career Insurance"
What would happen if you were unable to earn an income as a result of an accident or prolonged illness? Consider these statistics:
 
  • 48% of all home foreclosures are the result of a disability.
  • During the course of your career, you are three and a half times more likely to be injured and need disability coverage than you are to die and need life insurance.
 
Determine how long you could go without your current income after sick leave and vacation pay are used up.  Are you able to accept that risk yourself, or would it make more sense to transfer the risk to an insurance company to replace your lost income?